You can absolutely settle your case without ever going to court. In fact, most personal injury claims in Georgia (95% according to Black’s Law Dictionary) will be settled this way, through negotiation, without ever being taken to trial. This is because it is cheaper and quicker for everyone to settle out of court, so both sides are motivated to come to a fair agreement. If the case goes to court, then both sides risk getting less or giving more than they wanted to. Then, there are the court fees, appeals process, and much more to think about. If a case can be settled out of court, both sides see the benefit of doing so, which is why most cases are.