A lot of people love Halloween. They get dressed up and take their kids trick or treating. They go from house to house, knocking on doors and asking for candy. It’s an American tradition.
A lot of people go all out for Halloween. They decorate their house and put out all kinds of cool stuff for the holiday/ They may even create a mini haunted house to entertain the neighbors. They invite people into their garage or yard to enjoy the haunted attraction.
Nine times out of ten, the neighbors have a great time. They talk about how cool the house was and how scary it may have been. The last thing they expect to be talking about is the fact that they got injured. Unfortunately, these things happen.
If you or your child get hurt while at a neighbor’s house this Halloween, you may need help. The last thing you’ll want to do is file a lawsuit against your neighbor. Especially when they were just trying to give you a good time. But, if your injuries are serious, you may have no choice.
An Augusta personal injury attorney can give you the help you need. They can also reassure you about filing suit. It won’t really be your neighbor that you’re suing. It is their insurance company. In most cases, it won’t cost your neighbor a thing.
What Kind of Accident Can Happen?
If you go out trick or treating, anything can happen. You may stop at a neighbor’s house to chat. Or, they may have an attraction or party going on. The whole point is for you and your neighbors to have fun. But what if something disastrous happens and you get hurt?
There are all sorts of things that happen to you on Halloween night. While out and about, you may experience the following:
- You could trip and fall on somebody’s uneven driveway or walkway
- You could get poked in the eye by a tree branch or decoration
- Your neighbor may jump out to scare you and it causes you to fall and get hurt
- You could actually suffer a heart attack if you come across something extremely scary
- A neighbor’s dog could bite you while you’re checking out their haunted garage
If any of these things happen to you, there’s a good chance you could suffer some pretty serious injuries.
What Kinds of Damages Can You Suffer?
If you get into an accident on Halloween night, you’ll probably suffer some kind of injury. Hopefully, these injuries will just be minor. But, if your injuries are serious, you may need medical care. You could even end up in the hospital.
If you need surgery or physical therapy, you may be entitled to significant damages. Your neighbor’s homeowner’s policy will have to cover your injuries and out of pocket expenses.
Some of the damages your Augusta personal injury attorney may demand to include the following:
- Medical bills including future medical bills
- Lost wages and lost future earnings
- Property damage, if any
- Pain and suffering
- Emotional distress
- Permanent disability
Your neighbor’s homeowner’s policy should cover these damages. Your Augusta personal injury lawyer will help you file a claim against this policy. Ideally, your claim will be paid and there will be no need for further legal action. But, if your claim is denied, your lawyer will have no choice but to file suit.
A Lawsuit is the Last Resort
Your personal injury lawyer in Georgia understands that the last thing you want to do is sue your neighbor. Unfortunately, if their insurance company refuses to pay your claim, they’ll have no choice.
The thing you need to understand is that someone needs to cover your damages. It doesn’t really matter who pays them. When you file suit, it will be against both your neighbor and their insurance company. Odds are, your neighbor won’t be held personally responsible for your damages.
The insurance company is responsible for defending your neighbor in this lawsuit. If you win your case, they’ll probably be the one to pay your damages. You don’t have to feel so terrible about filing suit against your neighbor. That’s why they pay for insurance.
Contact an Experienced Augusta Personal Injury Attorney Today
If you’re injured while trick or treating, you’ll need an experienced Augusta personal injury attorney. They’ll answer any questions you may have. They can also help you file your insurance claim.
Call Ted A. Greve & Associates today and schedule your free initial consultation. And remember – you pay nothing until you settle your case.