Which Conditions Are Covered by SSDI Insurance in North Carolina?

Mar 24, 2018

Which Conditions Are Covered by SSDI Insurance in North Carolina?

If you suffer from a severe medical condition that renders any kind of work extremely difficult or impossible, you may be able to apply for SSDI insurance at the Social Security Agency (SSA). The SSA has outlined the types of severe medical conditions that may qualify you for SSDI coverage in Charlotte, North Carolina.

If your condition is not found on the list, you may seek reconsideration through the appeals process. This way, you will still have a better chance at being eligible for social security disability benefits.  

How May I Qualify for SSDI Coverage in Charlotte, North Carolina?

The conditions that govern your eligibility for SSDI coverage is outlined in a Listing of Impairments by the SSA. This list enumerates categories of medical conditions that may qualify you for SSDI insurance in Charlotte, North Carolina or in any other state in the country.

Within each list is a comprehensive section that details the description of each condition, the specific disorders that fall under each condition, the definition of crucial terms, and a discussion on the importance of proper documentation. All of these aim to determine whether you may be eligible for SSDI coverage or otherwise.

The Listing of Impairments by the Social Security Administration applies to individuals who are aged 18 or older. There is a separate Listing of Impairments for children. However, the evaluative criteria in the adult listings may also be used in evaluating medical conditions in children, as long as the disease is determined to have same effect on both adults and children.

What Conditions Are Eligible for SSDI Insurance in Charlotte, North Carolina?

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To be considered eligible for SSDI Coverage, your condition should fall under any of the following:

  • Musculoskeletal system disorders
  • Special senses and speech impairments
  • Respiratory disorders
  • Cardiovascular system disorders
  • Digestive system disorders
  • Genitourinary disorders
  • Hematological disorders
  • Skin disorders
  • Endocrine disorders
  • Congenital disorders affecting multiple bodily systems
  • Neurological disorders
  • Mental disorders
  • Cancer
  • Immune system disorders

What Happens If My Condition Does Not Qualify for SSDI Insurance?

If your condition is not found in the listing, there is a huge possibility that your application for SSDI insurance in Charlotte, North Carolina will be denied. However, this doesn’t mean that you no longer there is no chance of having your application reconsidered.

The SSA may reconsider your application after reviewing pertinent documents, including medical records, medical history, physician consultation records, which you will have submitted to them.

A disability determination for SSDI insurance is usually done by the SSA through a process that evaluates the individual’s nature of work and work activities, the severity of his or her medical condition, the qualification of the condition based on the prescribed listing, the ability of the individual to continue performing his or her work, and the ability of the claimant to perform other work based on other requirements and capacities.

Do I Need a Lawyer for my SSDI Coverage Application in Charlotte, North Carolina?

Although it is possible for you to file a successful social security disability coverage application at the SSA on your own, working with a trusted lawyer can help you cover all required areas within a set deadline.

Some SSDI coverage applications in Charlotte, North Carolina are delayed because the claimant has not been able to compile all necessary documents on time. Although, the best time to hire a security disability lawyer is when your initial application has been disapproved, early legal consultation can benefit you in terms of informing you about your rights and your eligibility for coverage.

In cases where your medical condition does not equate any of those in the SSA listing of impairments, your lawyer can help you collect all necessary medical records and other documents that may prove helpful in your plea for reconsideration.

A crucial thing to remember, however, is that any request for reconsideration must be done within a period of 60 days. In the event that a filed reconsideration request has also been rejected, your lawyer can represent you in an administrative hearing.

Talk to Reach Out to an NC Social Security Disability Lawyer for Help on Your SSDI Coverage

If you think the severity of your condition entitles you to SSDI Insurance, but the government thinks otherwise, consult our Charlotte NC disability attorneys today. Here at Ted A. Greve & Associates, we can work toward representing you in an appeals court in Charlotte, North Carolina if needed.

With committed legal representation, there is a better possibility for your SSDI coverage to be granted. Message us today so we can begin working on your SSDI insurance appeals and reconsideration process.