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Glossary of Social Security Disability Law Terms

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Early Retirement: You can start getting Social Security retirement benefits as early as age 62, but your benefit amount will be less than you would have gotten at full retirement age. If you take retirement benefits early, your benefit will be permanently reduced, based on the number of months you received checks before you reached full retirement age.

Early Retirement Age: Age 62

Earnings Record: A chronological history of the amount you earn each year during your working lifetime. The credits you earned remain on your Social Security record even when you change jobs or have no earnings.