The first modern day taxicab was introduced to New York City in 1907. Over the years, while both the popularity of taxis along with private car services grew, most were thought of as a service only for the wealthy. The rest of the population either used public transportation or walked. During the Eisenhower Administration the National Interstate and Defense Highways Act was signed into law. As our nation’s roadways continued to expand people became more dependent on their cars. Carpools and HOV lanes became popular during the 1970’s due to the Arab Oil Embargo. Now as people begin searching for an easier, less stressful and less expensive mode of transportation, ride-sharing services including Uber, Lyft and Sidecar have popped up all across the country.
How do these ride-sharing services work?
For the customer nothing could be easier. You simply download a specific company’s app to your smartphone. From the app you hire a driver in your immediate area. While waiting for them to arrive you can track their progress via your phone’s GPS. Payment for the ride is also handled through the Uber app.
These services hire drivers as independent contractors who use their own vehicles and pay all their own costs including liability insurance. Because of the popularity of Uber and other ride-sharing services, this type of service is changing the face of public transportation. But as with all uncharted waters, there is uncertainty. At present, Uber and Lyft have been faced with lawsuits for violating The Americans with Disabilities Act, not complying with city and county regulations, disregarding airport regulations and not adhering to state insurance requirements.
How can an Uber accident lawyer help me?
Depending on the circumstances, Uber, their insurer, your driver and his insurer, may not pay your claim. Simply because of the number of parties involved, we strongly encourage you to seek legal representation. Both the ride-sharing and insurance companies have numerous attorneys on their side, so why shouldn’t you? Listed below are just a few of the many reasons your claim may be denied.
- While Uber drivers are required to carry personal auto insurance, almost all standard auto insurance policies contain the following exclusion, “for liability arising out of the ownership or operation of a vehicle while it is being used to carry persons for a fee.” If the driver’s insurance carrier can prove you paid the driver for his services, expect to have your claim denied. This can occur no matter who was at fault or how severe your injuries are. Currently Uber is the only ride-sharing company that provides additional commercial liability coverage for their drivers.
- Pedestrians often face a lengthy legal battle when injured by a ride-sharing driver. In 2013 a young child was killed by a distracted Uber driver. The family’s attorney determined the driver, while passenger-free at the time, was on his phone searching for his next Uber customer. This lawsuit was settled out of court in 2015 and caused Uber to now provide additional liability insurance for all its drivers. Unfortunately, Uber is the only ride-sharing service to do so at this time.
- In most cases when your injuries have exhausted the at-fault driver’s insurance limits, your automobile insurance coverage should continue to pay your medical expenses. But what happens when you deplete your coverage? You should be focusing on healing, not worrying about medical bills incurred because of someone else’s negligence.
If you have sustained injuries in an auto accident, it would be best to seek immediate medical attention. Major hospitals and other medical facilities in Charlotte, North Carolina include:
- Carolinas Medical Center – 1000 Blythe Boulevard, Charlotte, NC 28203-5871 / (704) 355-2000
- Presbyterian Hospital – 200 Hawthorne Lane, Charlotte, NC 28204-2528 / (704) 384-4000
If you are located in Charlottte NC and have been involved in an Uber auto accident or any other rideshare service such as Lyft or Sidecar, contact Ted Greve and Associates today.
How can Ted A. Greve & Associates, P.A. help?
Our experienced and dedicated attorneys make your physical injuries, mental and emotional distress and personal property damage our number one priority. Call 1-844-409-0999 to schedule a FREE case evaluation.