Uninsured Driver Claims
If you are in an auto accident with an uninsured driver in Georgia, then you will be responsible for addressing your own medical expenses to begin with. Some alternatives to address these situations include uninsured/underinsured motorist coverage (UIM), personal health insurance, and filing a lawsuit against the driver without insurance.
If you have UIM insurance coverage, then this should compensate you up to the amount of your policy coverage. If you use your personal health insurance, you may have a higher deductible. If you file a lawsuit against the uninsured driver, then you may receive a judgment, but you may never actually see the reward because the defendant may be unable to pay it.
The best thing that you can do is to contact a Georgia auto accident attorney when you’ve been hit by an uninsured driver. Your lawyer can help you sort through the options, understand your rights and take whatever steps are most appropriate for your case.