You’ll probably expect the other driver to cover your damages if you are involved in an accident in Georgia. This applies if the other party is at fault. What happens when you realize the driver is uninsured? What next? Call Ted Greve today if you need the help of an Atlanta uninsured motorist accident lawyer.
At Ted A. Greve & Associates, we have a team of professional lawyers ready to handle your accident case. Furthermore, we handle your case on a contingency basis. We will ensure you receive compensation for:
- Medical bills
- Vehicle repair costs
- Lost wages
- Property damage
- Wrongful death
Justice delayed is justice denied! We can help you get the compensation you deserve today. Don’t let an uninsured motorist be the cause of financial, emotional, and psychological stress. We have handled a lot of uninsured vehicle cases in Atlanta. Contact our car accident lawyers today to speak to one of our lawyers. We can help you with your Georgia uninsured motorist accident claim.
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Georgia Insurance Requirements for Drivers
Under the State of Georgia, all Georgia drivers are required to carry a certain amount of auto insurance coverage. Appropriate auto insurance coverage protects road users from injuries or financial burdens incurred as a result of auto accidents. Georgia implements a “fault” system when determining financial responsibility for auto accidents. This implies that liability for any property damage or personal injury befalls the at-fault driver.
The driver’s insurance should pay for such damages. The minimum coverage that Georgia drivers should carry is:
- $25,000 for the death or injury of an individual (pedestrian, passenger, motorcyclist, or another driver)
- $50,000 for deaths or injuries of more than one individual in a single occurrence
- $25,000 for property damage
There are add-on insurance coverages that Georgia drivers can opt for. They help protect you in the event of serious injuries or extensive property damage. They include:
- Medical expenses
- Uninsured/underinsured motorist coverage (UIM)
Georgia insurers provide UIM coverage as supplemental coverage for Georgia drivers. However, any policyholder can opt-out by writing to their insurer.
What Should You do if Hit by an Uninsured Driver?
Despite Georgia law requiring all drivers to have mandatory coverage, some drivers choose to drive their cars without insurance coverage. You don’t have to lose hope once you realize the at-fault driver has no insurance. Here’s what to do if you or your loved one is injured in an uninsured car accident:
Get to Safety
First and foremost, make sure you are safe. Ensure you are away from any danger. Direct the nearest person to call for help if you feel pressure in your neck or head. Don’t move; remain still and wait for help.
Contact the Police
Call first responders. Try to assist any victims who need help as you wait for the police to arrive. Law enforcement agents will get statements and make an accident report. Remember to request a written report from the police. This is necessary for a personal injury lawsuit.
Get Contact Information
Exchange details with the other driver, passengers, and witnesses. Don’t engage in any altercation with the driver. Just try to get all the facts about the accident. You may realize that the driver doesn’t have an insurance policy because he doesn’t have a license. Take as many photos as you can of the accident scene.
Contact an Attorney
Don’t record any statement with anyone apart from the police. Still, it would be best if you asked to speak to an Atlanta uninsured motorist accident lawyer first. Remember, Georgia uses the “fault state” system. Contact Ted A. Greve & Associates before making any implicative statements.
Get Medical Help
Don’t disregard medical help even if you feel you are okay. Let a qualified physician check if you have any internal injuries. Your health and recovery are more important than anything else.
What Damages Can Victims Get After an Accident With an Uninsured Motorist in Georgia?
Our Atlanta uninsured motorist accident lawyers can help you recoup these expenses. Here are some damages Ted A. Greve & Associates can help you recover from a hit and run accident in Atlanta:
- Vehicle replacement and repair costs
- Property damage
- Medical bills
- Lost wages
- Wrongful death expenses, including funeral expenses
- Household servicing expenses if you become disabled
How is Fault Determined in a Car Accident in Georgia?
Since Georgia is a “fault state,” drivers must have insurance policies. Every driver’s policy meets the damages for which they are at-fault.
Accidents occur because of negligence or lack of caution when driving. When determining who was at fault, the evidence presented is crucial, including:
- The police report
- Drivers and witnesses statements
- Driving record of both drivers
- Weather conditions
- Accident scene details such as skid marks and vehicle damage
In some cases, like a drunk driver who veers off his lane, the fault for an accident is obvious. However, this isn’t always the case for all Georgia accidents. Two drivers in an accident may also share fault in Georgia. For instance, if one driver ran a red light while the other was distracted, they were both liable for damages.
Under the Comparative Negligence Rule in Georgia, a party could recover compensation for damages from the other party if their negligence is less than 50%. You can’t recover anything if your fault exceeds 50%. Through this rule, our experienced Atlanta uninsured motorist accident lawyers can prove the defendant’s negligence for driving an uninsured vehicle.
Who Pays for a Car Accident Claim if the Driver at Fault is Uninsured?
You may be wondering how you will receive compensation if you have been in an accident with an uninsured driver:
With Uninsured Motorist Coverage
Receiving compensation for your damages is simpler if you have uninsured motorist coverage. You file an uninsured motorist claim with your insurance company when an uninsured driver hits you. This claim typically covers property damage and bodily injuries. An uninsured motorist policy only covers damages up to your insurance policy limits.
Without Uninsured Motorist Coverage
A personal injury lawsuit is your best recourse if you don’t have uninsured motorist coverage. Here, you’ll have to prove the liability of the at-fault party. Drivers who don’t have insurance may lack assets in most cases. You can file a lien against the defendant’s property during litigation. This only applies if the at-fault party has property. You can still be awarded a payment plan if the at-fault driver has no assets.
How Long do I Have to File a Claim?
The statute of limitations in Georgia for uninsured motorist accident claims is two years from the day of the accident. Talk to Ted A. Greve & Associates to ensure this period doesn’t lapse before filing your claim. Your case is no longer admissible if this deadline lapses.
Why do I Need a Lawyer?
A lawyer who understands Georgia’s auto accident laws can help you win your uninsured motorist accident claim. At Ted A. Greve & Associates, we have a passionate team of proficient Atlanta motorist accident lawyers who can help you build a strong case. Here’s why you need an Atlanta motorist accident lawyer:
Case Preparation / Filing a Lawsuit
Collection and analysis of evidence are crucial in any case. Our team will analyze all relevant information to come up with an airtight case. We will also determine the value of your claim through this process. Once done, we will file a lawsuit before the two-year limit lapses.
Lawyers need to be skilled negotiators. At Ted A. Greve & Associates, we have the finest team of lawyers who can get the best compensation for your uninsured vehicle accident. We can reach out-of-court agreements with the defendant or his representatives.
Trial Preparation & Representation
Out-of-court settlements don’t always work. Worry not; we are ready to represent you in court. We will provide in-depth evidence proving that the defendant was at fault. Ted A. Greve & Associates will coach you on what to say on the stand and bring expert witnesses to testify if need be.
How Much Does a Car Accident Lawyer Cost?
Ted A. Greve & Associates operates on a contingency basis. We won’t ask for any money from you until we win your case. Our prime focus is on helping you get the compensation you deserve for bodily injuries, property damage, or the wrongful death of a loved one. You don’t need to worry about paying legal fees. Talk to us today to find out if you have an uninsured vehicle accident case. Don’t let cash stop you from getting justice.
Review Your Claim With Our Atlanta Uninsured Motorist Accident Lawyers
You can never be prepared for accidents regardless of how careful you are. Even so, the negligence of other parties shouldn’t go unpunished. An uninsured driver should pay for any damages they cause, including bodily injuries and property damage.
Contact Ted A. Greve & Associates today if you have been involved in an uninsured vehicle accident. We have an experienced team of accident lawyers in Atlanta who’ll offer you the best legal advice. We will thoroughly review your case to determine the at-fault party. We will handle all negotiations and represent you in a trial if need be.
There is a two-year limit to file your uninsured vehicle accident claim. Don’t keep procrastinating about when you’ll call us. Let us offer you legal assistance to help you get compensation and the justice you deserve. Reach out to us today to find out if you have a case from one of our legal experts in Atlanta, Georgia.