Are you unsure about how to proceed with your Social Security Disability application in Gastonia, North Carolina? At Ted A. Greve & Associates, PA, our team is here to help. We understand the challenges you face and have a strong record of supporting disability claimants like you. Contact our Social Security disability lawyers in Gastonia, NC, today for a free consultation to find out how we can assist you. Let us help you take the next step toward securing the benefits you deserve.
Understanding Social Security Disability: SSDI and SSI
The Social Security Administration (SSA) offers two primary programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Each program is designed to provide financial support, but they cater to different needs based on recipients’ work histories, incomes, and resources.
Social Security Disability Insurance
SSDI provides financial aid to those who have disabilities and cannot work. The main idea behind SSDI is that it provides financial support based on your past contributions to the system through payroll taxes. The benefits you receive each month directly relate to your earnings before your disability. In addition to personal benefits, SSDI can also provide financial help to your dependents.
To be eligible for SSDI, you must have a medical condition that fits the Social Security Administration’s strict definition of disability. The condition must be severe enough to prevent you from working for at least 12 months or be expected to result in death. Besides the medical requirements, you need to have accumulated enough work credits. These credits are based on how much you have worked and contributed to Social Security taxes. Younger workers may qualify with fewer credits, but generally, you need to have worked and paid into the system for about 10 years.
Supplemental Security Income
SSI helps people with little or no income and limited resources who are 65 or older, blind, or disabled. Unlike SSDI, eligibility for SSI does not depend on your work history but rather on your financial need. The program is funded by general tax revenues, not Social Security taxes. It provides a basic monthly income that can cover costs for necessities such as food, clothing, and shelter. In North Carolina, recipients of SSI also automatically qualify for Medicaid, which covers medical costs. The monthly payment amount is determined by your living situation and any additional income you might have.
SSI eligibility requires that you be either aged 65 or older, blind, or disabled according to the SSA’s criteria. Additionally, you must stay below certain financial limits. Your income and the things you own both count toward these limits. Income includes earnings from work, money from other sources such as pensions, and the value of any free food or shelter you receive. Resources are things like bank accounts, stocks, and property.
Applying for Disability Benefits
You must complete several steps to apply for disability benefits. First, gather all necessary documents, including your medical records, work history, and personal identification. You can start your application online on the SSA’s website, by phone, or by visiting a local SSA office. When filling out the application, be thorough in detailing your disability and how it affects your ability to work. The process may take some time, so it’s important to apply as soon as you become disabled.
Common Reasons for Application Denials
Many applications for disability benefits get denied for a few common reasons. One possible reason is the lack of sufficient medical evidence to prove your disability. Another reason for denial could be that the SSA does not consider your condition severe enough to prevent you from working any job. Sometimes, errors in the application or missing information can also lead to a denial. If your application gets denied, remember that you have the right to appeal the decision. Filing an appeal involves reviewing and potentially correcting your application, and then resubmitting it for another evaluation.
Selecting the Right Social Security Disability Lawyer in Gastonia
Finding an effective Social Security Disability lawyer in Gastonia is key to the success of your claim. You should start your search by identifying lawyers who primarily handle disability law, as they will have a deep understanding of the nuances in Social Security regulations and procedures. When evaluating potential lawyers, ask about their experience in handling cases similar to yours, particularly their success rates in securing benefits for their clients. It’s also a good idea to read reviews and possibly speak with past clients to get a sense of the lawyer’s reliability and client service.
Additionally, remember to ask about fee structures. Most disability lawyers work on a contingency basis, meaning they only receive payment if they win your case, but you should still check to ensure there are no hidden costs. Lastly, the personal rapport between you and your lawyer is vital. You need someone who communicates clearly and can explain complex legal terms in understandable ways. Choose someone who is approachable, empathetic, and committed to pursuing your best interests.
How a Gastonia Social Security Disability Lawyer Can Assist You
A competent Social Security Disability lawyer in Gastonia can significantly increase your chances of a successful claim. Initially, they will assist you in thoroughly gathering and organizing all necessary medical documentation. This evidence is essential for demonstrating the extent of your disability and its impact on your work capabilities. Your lawyer can also prepare a thorough application on your behalf that emphasizes the areas that are critical for a successful claim.
If your claim is initially denied, a lawyer can guide you through the appeals process, which can be complex and demanding. This includes filing the necessary paperwork on time, preparing you for hearings, and representing you in front of a judge. They will present your case in the most compelling manner possible and argue effectively on your behalf, significantly increasing your likelihood of obtaining the benefits you need to support yourself.
Schedule a Free Case Review
Ready to take the next step with your Social Security Disability claim in Gastonia? At Ted A. Greve & Associates, PA, our dedicated team is ready to assist you with your application or appeal. Contact us today for a free consultation. Let’s discuss how we can assist you in moving forward with your claim.
