It’s hard enough to maintain close friendships with our busy schedules. The last thing you need to do is jeopardize one of those friendships with a lawsuit. If you slip and fall at a friend or neighbor’s house, you may have no choice but to file a legal claim. Imagine you go to your best friend’s house for a party. While on the way to use their bathroom, you slip on a loose floorboard and fall. You end up dislocating your shoulder and break your ankle. Your friend calls an ambulance and asks you to let them know if you’re okay.
While at the hospital, you realize that you’re going to need surgery. You’re also going to have to stay in the hospital for a few days. You let your boss know what happened. You have a feeling you’ll be out of work for a while.
Questions You May Ask
Now, the question has to come up – who is going to pay for all this? You can’t be expected to pay out of pocket for something that wasn’t your fault. But you feel terrible letting
It’s hard enough to maintain close friendships with our busy schedules. The last thing you need to do is jeopardize one of those friendships with a lawsuit. If you slip and fall at a friend or neighbor’s house, you may have no choice but to file a legal claim.
Imagine you go to your best friend’s house for a party. While on the way to use their bathroom, you slip on a loose floorboard and fall. You end up dislocating your shoulder and break your ankle. Your friend calls an ambulance and asks you to let them know if you’re okay.
While at the hospital, you realize that you’re going to need surgery. You’re also going to have to stay in the hospital for a few days. You let your boss know what happened. You have a feeling you’ll be out of work for a while.
Now, the question has to come up – who is going to pay for all this? You can’t be expected to pay out of pocket for something that wasn’t your fault. But you feel terrible letting your friend know you have to pursue him for damages.
The good news is, you won’t actually be going after your friend. You’ll be going after their insurance company. The bad news is, they may still be a bit upset.
Your Charlotte Personal Injury Lawyer Will Pursue the Insurance Company for You
If you get hurt at someone else’s house, you’ll have to file a claim against their insurance company. If they own their house, your claim will be filed against their homeowner’s policy. If they rent, then you’ll have to file a claim against their landlord’s homeowner’s policy.
In most cases, you won’t actually be filing a claim against any individuals. The only time that may happen is in the following circumstances:
- The insurance company denies your claim
- The insurance policy doesn’t cover all of your damages
- The landlord refuses to pay or claims that he isn’t responsible for the tenant’s floors
- The homeowner doesn’t have valid insurance
In most cases, you won’t run into these problems. Your claim will be within the insurance policy’s coverage. And, someone, whether it’s the friend or the landlord will have adequate insurance.
You’ll file your claim just like you would for any other accident. Your lawyer will submit evidence of your injuries. The insurance company will pay your claim and your friend will be none the wiser.
But, what do you do if the insurance company denies your claim?
Will Your Personal Injury Lawyer in North Carolina Have to File a Lawsuit?
Generally speaking, there’s no reason to file a lawsuit in a simple slip and fall. The homeowner’s insurance should cover your injuries. However, this is not always the case.
The insurance company could deny your claim for any of the following reasons:
- You didn’t report your claim in a timely fashion
- The insurance company doesn’t believe you were injured
- The insurance company believes you caused the accident
- The policy wasn’t valid or lapsed for non-payment
If this happens, your personal injury lawyer in North Carolina will appeal your claim., He’ll try to negotiate a fair settlement with the insurance adjuster. If this doesn’t work, he may have no choice but to file a lawsuit on your behalf. Unfortunately, the lawsuit would have to be filed against the homeowner.
Can’t My Charlotte Personal Injury Attorney Just Settle My Case?
Even if your lawyer has to file suit, chances are, your case will still be settled. Very few cases ever go to trial. In fact, over 95% of all personal injury cases are settled out of court. Trials are time-consuming and expensive. It’s in everybody’s best interest to settle the matter.
This is where things could get dicey with your friend. If they have to pay anything out of pocket, they’re not going to be happy. But, if you let your lawyer handle things for you, your friend shouldn’t get upset with you. It was an accident. Accidents happen.
Call and Schedule a Consultation with a Personal Injury Lawyer in North Carolina
If you get hurt at a friend or neighbor’s house, call a personal injury lawyer in North Carolina. Your lawyer can answer any questions you may have. He can also deal with the insurance company on your behalf. He’ll let you know what your case may be worth.
Your attorney will consult with you every step of the way. If for some reason you do not want to file a suit against your friend, you can let him know. Although it is his goal to get you compensation for your injuries, ultimately, you control your case.
Call and schedule a free initial consultation today. And remember – you pay nothing until you settle your case.
know you have to pursue him for damages.
The good news is, you won’t actually be going after your friend. You’ll be going after their insurance company. The bad news is, they may still be a bit upset.
Your Charlotte Personal Injury Lawyer Will Pursue the Insurance Company for You
If you get hurt at someone else’s house, you’ll have to file a claim against their insurance company. If they own their house, your claim will be filed against their homeowner’s policy. If they rent, then you’ll have to file a claim against their landlord’s homeowner’s policy.
In most cases, you won’t actually be filing a claim against any individuals. The only time that may happen is in the following circumstances:
- The insurance company denies your claim
- The insurance policy doesn’t cover all of your damages
- The landlord refuses to pay or claims that he isn’t responsible for the tenant’s floors
- The homeowner doesn’t have valid insurance
In most cases, you won’t run into these problems. Your claim will be within the insurance policy’s coverage. And, someone, whether it’s the friend or the landlord will have adequate insurance.
You’ll file your claim just like you would for any other accident. Your lawyer will submit evidence of your injuries. The insurance company will pay your claim and your friend will be none the wiser.
But, what do you do if the insurance company denies your claim?
Will Your Personal Injury Lawyer in North Carolina Have to File a Lawsuit?
Generally speaking, there’s no reason to file a lawsuit in a simple slip and fall. The homeowner’s insurance should cover your injuries. However, this is not always the case.
The insurance company could deny your claim for any of the following reasons:
- You didn’t report your claim in a timely fashion
- The insurance company doesn’t believe you were injured
- The insurance company believes you caused the accident
- The policy wasn’t valid or lapsed for non-payment
If this happens, your personal injury lawyer in North Carolina will appeal your claim., He’ll try to negotiate a fair settlement with the insurance adjuster. If this doesn’t work, he may have no choice but to file a lawsuit on your behalf. Unfortunately, the lawsuit would have to be filed against the homeowner.
Can’t My Charlotte Personal Injury Attorney Just Settle My Case?
Even if your lawyer has to file suit, chances are, your case will still be settled. Very few cases ever go to trial. In fact, over 95% of all personal injury cases are settled out of court. Trials are time-consuming and expensive. It’s in everybody’s best interest to settle the matter.
This is where things could get dicey with your friend. If they have to pay anything out of pocket, they’re not going to be happy. But, if you let your lawyer handle things for you, your friend shouldn’t get upset with you. It was an accident. Accidents happen.
Call and Schedule a Consultation with a Personal Injury Lawyer in North Carolina
If you get hurt at a friend or neighbor’s house, call a personal injury lawyer in North Carolina. Your lawyer can answer any questions you may have. He can also deal with the insurance company on your behalf. He’ll let you know what your case may be worth.
Your attorney will consult with you every step of the way. If for some reason you do not want to file a suit against your friend, you can let him know. Although it is his goal to get you compensation for your injuries, ultimately, you control your case.
Call and schedule a free initial consultation today. And remember – you pay nothing until you settle your case.
