Auto accidents are common and can happen to a lot of people. If you have been in a car accident in Charlotte, North Carolina, you are likely to file some sort of claim with either your insurance or the other party’s insurance. If you are filing an insurance claim, you will need to determine the type of car accident you were involved in as well as who is to blame for the accident.
There are many different types of auto accidents which can occur. Regardless of the type of car accident you have been in, the compensation you are entitled to depends on the damage done to you and your property. If you have been in an auto accident, you should contact a car wreck attorney in Charlotte, NC who can help you with your claim.
Common Types of Car Accidents in North Carolina
The most common types of auto accidents include:
- Rear end collisions: This occurs when a car crashes into the car in front of it. This can happen either by sudden deceleration or acceleration or distracted driving. Whiplash is the most common injury in these types of collisions. The driver who has rear-ended the car in front of him or her is usually the one found at fault.
- Single vehicle accidents: This occurs when a single vehicle is involved in an accident. Scenarios which involve single vehicle accidents include driving into a pole, wall, fire hydrant, or even a pedestrian. These types of accidents usually result in property damage unless a pedestrian is involved.
- Cross-traffic or side-impact collision: This type of accident is usually called a “t-bone” or “broadside” collision, and occurs when a vehicle hits the side of another vehicle. These types of accidents are usually severe and can result in major injuries and property damage.
- Low-speed accidents: Low-speed accidents occur when a vehicle or vehicles are driving at extremely low-speeds and hit each other. This usually occurs in parking lots or in heavy traffic.
- Head-on collision: This type of collision occurs when two vehicles hit each other head-on. These types of car accidents are usually fatal.
- Vehicle rollover: This type of accident occurs when a vehicle crashes and flips onto its roof or its side. Rollovers are extremely dangerous and usually cause both personal injury and property damage.
- Multi-vehicle pile-up: This type of collision involves multiple vehicles and usually occurs on highways. Like head-on collisions, most vehicle pile-ups are dangerous and can result in many fatalities. It is often very difficult or impossible to determine the cause of these types of auto accidents.
If you have been in a car accident and are seeking compensation, you should be aware of North Carolina’s car accident compensation laws, which state that drivers must have minimum insurance requirements to own or operate a vehicle. It is imperative that drivers in North Carolina adhere to these minimum insurance requirements or face hefty fines and penalization.
Once the driver who was at fault for the accident is determined, then their insurance company should cover the medical expenses of the other driver. That is why it is imperative that everyone on the road has an adequate amount of insurance.
Minimum Car Insurance Requirements in North Carolina
If you have been in a car accident and are seeking compensation, you must have insurance on the vehicle you own or operate. North Carolina’s minimum insurance coverage requirements include:
- $30,000 for the death or injury of a person
- $60,000 for all damages in a single car accident
- $25,000 for property damage caused by the accident.
If you have been in a car accident, you should speak to a Charlotte car wreck attorney who can review your case and the evidence involved. If you are filing a claim for a personal injury or property damage, a lawyer will need to evaluate the evidence and circumstances surrounding the accident to help determine the settlement that you are entitled to. Auto accidents can occur in many different types of scenarios. Some auto accidents are a result of careless driving, speeding or distracted driving. Auto accidents can also occur in construction zones or when road signs are not clear. If you have been in a car accident, your car wreck attorney will help determine the type of car wreck, the cause, and if you are entitled to any type of compensation.
Contact a Car Wreck Attorney in Charlotte, North Carolina
If you have been hurt in a Charlotte, North Carolina car accident, contact a Charlotte car wreck attorney at Ted A. Greve & Associates today to go over your rights and determine the compensation to which you are entitled. Speak to us today if you’ve been in a car accident and need help filing a claim.