Do You Have to Pay Your Health Insurance Company Back When You Settle Your Augusta Car Accident Claim?

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When you settle your Augusta car accident claim, a few things may weigh on your mind. If you’ve ever been in any sort of accident, you probably went to the hospital. Even if you didn’t have serious injuries, your Augusta car accident lawyer will always recommend you get seen at the emergency room. You could have internal injuries. Or, you could have internal bleeding. If left untreated, these sorts of things can be very dangerous. They can even prove fatal.

One reason a lot of people don’t go to the hospital is because they’re afraid they’ll owe thousands of dollars in medical bills. Just the ambulance ride alone can cost as much as $500 out of pocket. This doesn’t count the emergency room visit, tests and treatment. The good news is that, even if your injuries are caused by a car accident, your health insurance will cover it. They’ll just expect to be reimbursed when your Augusta car accident claim pays off.

At some point, your Augusta car accident lawyer is going to file a claim against the other driver’s insurance. They’re going to demand that you receive compensation for your medical bills. Just keep in mind – you will not receive a cash settlement for this part of your lawsuit.

These monies will go toward paying the healthcare providers back. To make sure this is handled properly, you need to talk to an experienced Augusta car accident lawyer right away. This way, you know your claim is handled the right way from the start.

The Health Insurance Company Will File a Lien Against Your Augusta car accident claim

You don’t have an option when it comes to paying your healthcare providers back. When you go to the hospital or the emergency room, you’ll need to fill out a ton of paperwork. One of the questions they’ll ask is whether your injuries are related to a car accident. You have to tell the truth, or your Augusta car accident claim may not be covered.

If your Georgia car accident lawyer is claiming that the crash caused your injuries and your paperwork says it was not caused by an accident, you’ll be in trouble. One of two things will happen. Either the defendant’s lawyer will argue that this is proof that something other than the car accident caused your injuries. Or, you can get into trouble for lying to your insurance company. Neither of these is a good thing.

Once the insurance company sees that your injuries were caused by a motor vehicle accident, they’ll expect to be paid back for any treatment they provide. Typically, this happens by their filing a lien against your lawsuit. This way, they are guaranteed to be reimbursed when you settle your case or get a judgment. In fact, after your attorney, the insurance companies are the first people to get paid when you settle your Augusta car accident claim.

What If You Don’t Have Insurance?

If, for some reason, you don’t have health insurance, the hospital will still treat you. You may be able to be covered by Medicaid. Just keep in mind – if either Medicaid or Medicare covered your treatment, they will place a lien on your lawsuit. And they’ll expected to be paid in full when you settle your case.

Usually, your Augusta car accident lawyer will be able to negotiate with them for a reduced amount. But there is no guarantee this will happen. Especially if your Augusta car accident claim is large and covers more than enough to pay all of the medical bills. This process can become quite complicated. You’re better off having an experienced car accident lawyer in Georgia by your side to do this for you.

Contact an Experienced Car Accident Lawyer in Augusta, Georgia

If you’re injured in a car accident, you may be worried about medical bills racking up. This is only natural. One way to ensure that the responsible party pays to cover these bills is to file an Augusta car accident claim. You should talk to a skilled car accident attorney in Augusta as soon as possible to help you do this. You can schedule your free initial consultation right over the phone. This way, you can sit down with someone who’s handled dozens of cases just like yours. They know what the process involves. They also can give you an idea of what your Augusta car accident claim may be worth.

Call today and set up a date and time to sit down with one of our experienced accident lawyers. The consultation is free and you don’t pay anything until your case is settled.